:root{
  --navy:#0b2a4a;
  --navy-2:#123d69;
  --blue:#165d9f;
  --light:#f4f8fc;
  --white:#ffffff;
  --text:#18324a;
  --muted:#5f7488;
  --green:#168354;
  --orange:#e88b16;
  --border:#d9e4ee;
  --shadow:0 12px 35px rgba(11,42,74,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:16px;top:16px;z-index:9999;background:#fff;padding:10px 16px;border-radius:8px;color:#000}
.tricolour{height:5px;background:linear-gradient(90deg,#ff9933 0 33.33%,#fff 33.33% 66.66%,#138808 66.66%)}
.utility-bar{background:#071d33;color:#dbe8f4;font-size:.82rem}
.utility-wrap{display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:38px}
.utility-links{display:flex;gap:14px;align-items:center;flex-wrap:wrap}.utility-links button{border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;border-radius:4px;padding:2px 8px}
.brand-header{background:#fff;border-bottom:1px solid var(--border)}
.brand-wrap{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:14px}.brand-mark{width:54px;height:54px;border-radius:12px;background:linear-gradient(145deg,var(--navy),var(--blue));display:grid;place-items:center;color:#fff;font-size:1.65rem;box-shadow:var(--shadow)}
.brand-title{font-weight:800;font-size:1.35rem;color:var(--navy);line-height:1.2}.brand-sub{font-size:.8rem;color:var(--muted);margin-top:3px}.demo-badge{font-size:.78rem;font-weight:700;border:1px solid #f2c486;background:#fff7e8;color:#8a4b00;padding:7px 10px;border-radius:999px}
.main-nav{background:var(--navy);box-shadow:0 3px 12px rgba(0,0,0,.1);position:sticky;top:0;z-index:1020}.navbar .nav-link{color:#e7f1fb!important;font-weight:600;padding:.9rem .8rem!important}.navbar .nav-link:hover,.navbar .nav-link.active{color:#fff!important;background:rgba(255,255,255,.09)}
.btn-primary-custom{background:var(--orange);border:2px solid var(--orange);color:#fff;font-weight:800;border-radius:7px;padding:.72rem 1.1rem}.btn-primary-custom:hover{background:#ca7310;color:#fff;border-color:#ca7310}
.btn-outline-custom{border:2px solid #fff;color:#fff;font-weight:700;border-radius:7px;padding:.72rem 1.1rem}.btn-outline-custom:hover{background:#fff;color:var(--navy)}
.hero{background:linear-gradient(100deg,rgba(7,29,51,.96) 0%,rgba(11,42,74,.9) 48%,rgba(11,42,74,.28) 100%),url('https://images.unsplash.com/photo-1534235187448-833893dfe3e0?auto=format&fit=crop&w=1800&q=85') center/cover no-repeat;min-height:560px;display:flex;align-items:center;color:#fff;position:relative}.hero h1{font-size:clamp(2.3rem,5vw,4.35rem);font-weight:850;line-height:1.05;letter-spacing:-.03em;max-width:750px}.hero p{font-size:1.1rem;max-width:650px;color:#e1edf8}.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.09em;font-size:.78rem;font-weight:800;color:#f5bf70}.hero-note{margin-top:24px;font-size:.78rem;color:#c9d9e8;max-width:760px}
.quick-panel{margin-top:-48px;position:relative;z-index:4}.quick-card{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);padding:22px;height:100%;transition:.25s}.quick-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(11,42,74,.14)}.quick-icon{width:48px;height:48px;border-radius:12px;background:#eaf3fb;color:var(--blue);display:grid;place-items:center;font-size:1.4rem;margin-bottom:14px}.quick-card h3{font-size:1.02rem;font-weight:800;color:var(--navy)}.quick-card p{font-size:.9rem;color:var(--muted);margin-bottom:0}
.section{padding:78px 0}.section-light{background:var(--light)}.section-title{font-size:clamp(1.8rem,3vw,2.55rem);font-weight:850;color:var(--navy);letter-spacing:-.02em}.section-sub{color:var(--muted);max-width:760px}.official-card{border:1px solid var(--border);border-radius:14px;background:#fff;box-shadow:0 8px 25px rgba(11,42,74,.06);overflow:hidden;height:100%}.official-card .card-top{height:5px;background:linear-gradient(90deg,var(--orange),var(--blue),var(--green))}.official-card .card-body{padding:24px}.official-card h3{font-size:1.08rem;color:var(--navy);font-weight:800}.official-card p{font-size:.92rem;color:var(--muted)}
.image-panel{position:relative;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);min-height:420px}.image-panel img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.image-label{position:absolute;bottom:18px;left:18px;right:18px;background:rgba(7,29,51,.9);color:#fff;padding:16px;border-radius:10px;font-weight:700}
.stat-strip{background:var(--navy);color:#fff}.stat-item{padding:28px 18px;border-right:1px solid rgba(255,255,255,.15)}.stat-item:last-child{border-right:0}.stat-number{font-size:2rem;font-weight:850}.stat-label{font-size:.9rem;color:#c9d9e8}
.step{position:relative;padding-left:68px;min-height:62px}.step-num{position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:850;border:5px solid #eaf3fb}.step h4{font-weight:800;color:var(--navy);font-size:1.05rem;margin-bottom:5px}.step p{color:var(--muted);font-size:.92rem}
.notice{border-left:5px solid var(--orange);background:#fff7ea;padding:16px 18px;border-radius:7px;color:#62400e;font-size:.9rem}.notice.info{border-left-color:var(--blue);background:#eef6fd;color:#214d70}.notice.success{border-left-color:var(--green);background:#eef9f3;color:#1d5d41}
.page-hero{padding:76px 0;background:linear-gradient(120deg,#0b2a4a,#175c9d);color:#fff;position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;width:280px;height:280px;border:55px solid rgba(255,255,255,.06);border-radius:50%;right:-70px;top:-90px}.page-hero h1{font-weight:850;letter-spacing:-.02em}.breadcrumb-custom{font-size:.86rem;color:#c8d8e8}.breadcrumb-custom a{color:#fff}
.filter-bar{display:flex;gap:10px;flex-wrap:wrap;margin:28px 0}.filter-btn{border:1px solid var(--border);background:#fff;border-radius:999px;padding:9px 14px;font-weight:700;color:var(--navy);font-size:.87rem}.filter-btn.active,.filter-btn:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.plan-card{border:1px solid var(--border);border-radius:12px;padding:20px;background:#fff;height:100%;box-shadow:0 6px 18px rgba(11,42,74,.05)}.plan-card .tag{display:inline-block;font-size:.72rem;font-weight:800;background:#eaf3fb;color:var(--blue);padding:5px 8px;border-radius:6px;margin-bottom:10px}.plan-card h3{font-size:1rem;font-weight:800;color:var(--navy)}.plan-card p{font-size:.86rem;color:var(--muted)}.plan-actions{display:flex;gap:8px;margin-top:15px}.link-btn{font-size:.84rem;font-weight:800;color:var(--blue)}
.company-chip{border:1px solid var(--border);background:#fff;border-radius:10px;padding:15px 16px;display:flex;align-items:center;gap:12px;height:100%}.company-chip i{color:var(--green);font-size:1.1rem}.company-chip span{font-weight:700;font-size:.9rem;color:var(--navy)}
.form-shell{background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow);padding:30px}.form-label{font-weight:700;color:var(--navy);font-size:.88rem}.form-control,.form-select{border-color:#cfdde9;padding:.72rem .8rem}.form-control:focus,.form-select:focus{border-color:#4387bd;box-shadow:0 0 0 .2rem rgba(22,93,159,.12)}
.contact-info{background:var(--navy);color:#fff;border-radius:16px;padding:30px;height:100%}.contact-info h3{font-weight:850}.contact-row{display:flex;gap:14px;margin:20px 0}.contact-row i{font-size:1.2rem;color:#f5bf70}.contact-row small{color:#bfd0df}
footer{background:#071d33;color:#dbe7f1;padding:54px 0 22px}.footer-title{font-weight:800;color:#fff}.footer-links a{display:block;color:#c6d5e2;margin:8px 0;font-size:.9rem}.footer-links a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:32px;padding-top:18px;font-size:.78rem;color:#aebfce}
.floating-quote{position:fixed;right:20px;bottom:20px;z-index:1010;border:0;background:var(--orange);color:#fff;border-radius:999px;padding:13px 18px;font-weight:800;box-shadow:0 12px 25px rgba(0,0,0,.2)}
.accordion-button:not(.collapsed){background:#eef6fd;color:var(--navy);box-shadow:none}.accordion-button{font-weight:750;color:var(--navy)}
.table-clean thead th{background:var(--navy);color:#fff;border:0;font-size:.84rem}.table-clean td{font-size:.88rem;vertical-align:middle}
@media(max-width:991px){.brand-wrap{min-height:76px}.demo-badge{display:none}.hero{min-height:520px;background-position:65% center}.hero:before{content:"";position:absolute;inset:0;background:rgba(7,29,51,.25)}.hero .container{position:relative}.quick-panel{margin-top:0;padding-top:26px}.stat-item{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.image-panel{min-height:360px}}
@media(max-width:575px){.utility-wrap{justify-content:center}.utility-wrap>div:first-child{display:none}.brand-title{font-size:1.05rem}.brand-sub{font-size:.7rem}.brand-mark{width:46px;height:46px}.section{padding:58px 0}.hero{min-height:560px}.hero h1{font-size:2.45rem}.floating-quote{right:12px;bottom:12px;padding:11px 14px}.form-shell{padding:20px}}

/* Policy Details buttons and modal */
.plan-actions{align-items:center;flex-wrap:wrap}
.details-btn{border:1px solid #b8d0e5;background:#eef6fd;color:var(--blue);font-size:.82rem;font-weight:800;border-radius:7px;padding:8px 11px;display:inline-flex;align-items:center;gap:6px;transition:.2s}
.details-btn:hover{background:var(--blue);border-color:var(--blue);color:#fff;transform:translateY(-1px)}
.quote-link{font-size:.84rem;font-weight:800;color:var(--blue);display:inline-flex;align-items:center;gap:6px;padding:8px 4px}
.quote-link:hover{color:var(--navy)}
.policy-details-modal .modal-content{border:0;border-radius:16px;overflow:hidden;box-shadow:0 24px 70px rgba(4,28,50,.25)}
.policy-modal-header{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;border:0;padding:22px 26px}
.policy-modal-kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;font-weight:850;color:#cce0f2;margin-bottom:4px}
.policy-details-modal .modal-body{background:#f7fafc;padding:26px}
.policy-modal-footer{background:#fff;border-top:1px solid var(--border);padding:16px 22px}
.policy-detail-alert{display:flex;gap:12px;align-items:flex-start;background:#eef6fd;border:1px solid #cfe2f2;border-radius:10px;padding:14px 16px;color:#234e70;font-size:.88rem;margin-bottom:20px}
.policy-detail-alert i{font-size:1.15rem;color:var(--blue);margin-top:2px}
.policy-summary-card{display:grid;grid-template-columns:54px 1fr;gap:15px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px;box-shadow:0 5px 16px rgba(11,42,74,.05)}
.policy-summary-icon{width:54px;height:54px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:1.35rem}
.policy-summary-card p{color:var(--text)}
.policy-detail-section{background:#fff;border:1px solid var(--border);border-radius:12px;padding:20px;box-shadow:0 5px 16px rgba(11,42,74,.04);margin-top:20px}
.policy-detail-section h3{font-size:1rem;color:var(--navy);font-weight:850;margin-bottom:14px;display:flex;gap:8px;align-items:center}
.policy-detail-section h3 i{color:var(--blue)}
.policy-detail-section p{font-size:.9rem;color:var(--muted);margin-bottom:0}
.policy-detail-list{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.policy-detail-list li{display:flex;align-items:flex-start;gap:9px;font-size:.88rem;color:var(--text)}
.policy-detail-list i{color:var(--green);margin-top:2px}
.policy-detail-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.policy-detail-grid>div{border:1px solid #e2ebf2;border-radius:9px;padding:13px;background:#fbfdff}
.policy-detail-grid span{display:block;color:var(--muted);font-size:.75rem;font-weight:700;margin-bottom:4px}
.policy-detail-grid strong{display:block;color:var(--navy);font-size:.84rem;line-height:1.4}
.policy-official-note{display:flex;gap:12px;align-items:flex-start;background:#fff7ea;border-left:5px solid var(--orange);border-radius:8px;padding:15px 17px;color:#67400c;font-size:.86rem}
.policy-official-note i{font-size:1.1rem;margin-top:2px}
@media(max-width:767px){.policy-details-modal .modal-body{padding:18px}.policy-modal-header{padding:18px}.policy-detail-grid{grid-template-columns:1fr}.policy-modal-footer{align-items:stretch}.policy-modal-footer .small{width:100%;margin-bottom:8px}.plan-actions{justify-content:space-between}}


/* Exact LIC plan details from supplied August 2026 PDF */
.plan-meta{display:flex;gap:7px;flex-wrap:wrap;margin:0 0 10px}
.plan-meta span{font-size:.72rem;font-weight:750;color:#526d83;background:#f4f8fc;border:1px solid #dce8f1;border-radius:6px;padding:4px 7px}
.status-pill{font-size:.68rem;font-weight:850;text-transform:uppercase;letter-spacing:.04em;border-radius:999px;padding:5px 8px;white-space:nowrap}
.status-pill.current{background:#eaf8f1;color:#12653f;border:1px solid #bde5cf}
.status-pill.withdrawn{background:#fff0f0;color:#a12222;border:1px solid #efc2c2}
.plan-card.withdrawn{border-color:#e9bcbc;background:#fffafa}
.withdrawn-link{font-size:.75rem;font-weight:750;color:#9b3030;display:inline-flex;align-items:center;gap:5px;padding:8px 2px}
.policy-id-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.policy-id-row span{display:flex;flex-direction:column;min-width:140px;border:1px solid #dde8f1;background:#f8fbfd;border-radius:8px;padding:8px 10px}
.policy-id-row small{font-size:.68rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.policy-id-row strong{font-size:.82rem;color:var(--navy);overflow-wrap:anywhere}
.policy-facts-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.policy-fact-item{border:1px solid #dfe9f1;border-radius:9px;background:#fbfdff;padding:12px 13px}
.policy-fact-item span{display:block;font-size:.72rem;font-weight:750;color:var(--muted);margin-bottom:4px}
.policy-fact-item strong{display:block;font-size:.86rem;line-height:1.45;color:var(--navy)}
.policy-source-box{margin-top:20px;display:flex;align-items:center;justify-content:space-between;gap:16px;background:#eef6fd;border:1px solid #cfe1ef;border-radius:10px;padding:14px 16px;color:#254e6e;font-size:.84rem}
.policy-source-box p{color:#557086;font-size:.78rem}
.policy-withdrawn-notice{display:flex;gap:12px;align-items:flex-start;background:#fff0f0;border:1px solid #edc2c2;border-left:5px solid #bd2d2d;color:#7d2020;border-radius:9px;padding:14px 16px;margin-bottom:20px;font-size:.87rem}
.policy-withdrawn-notice i{font-size:1.15rem;margin-top:2px}
.policy-market-warning{display:flex;gap:10px;align-items:flex-start;background:#fff8dc;border:1px solid #ecd889;color:#6c5700;border-radius:9px;padding:14px 16px;margin-top:20px;font-size:.87rem}
.policy-market-warning i{font-size:1.1rem;margin-top:2px}
@media(max-width:767px){
  .policy-facts-grid{grid-template-columns:1fr}
  .policy-source-box{align-items:flex-start;flex-direction:column}
  .policy-id-row span{min-width:calc(50% - 5px);flex:1}
}

/* Detailed health-insurance view sourced from supplied reference PDF */
.health-detail-table{border:1px solid #d8e4ef;border-radius:12px;overflow:hidden;background:#fff}
.health-detail-row{display:grid;grid-template-columns:minmax(180px,28%) 1fr;border-bottom:1px solid #d8e4ef}
.health-detail-row:last-child{border-bottom:0}
.health-detail-label{background:#eef5fb;color:#123e64;font-weight:800;padding:12px 14px}
.health-detail-value{padding:12px 14px;color:#334155;line-height:1.55}
.health-source-alert{background:#eef8ff;border-color:#b8ddf7}
@media(max-width:767.98px){.health-detail-row{grid-template-columns:1fr}.health-detail-label{border-bottom:1px solid #d8e4ef;padding-bottom:8px}.health-detail-value{padding-top:10px}}


/* Vehicle insurance company details sourced from supplied August 2026 PDF */
.company-detail-card{height:100%;display:flex;gap:14px;border:1px solid var(--border);background:#fff;border-radius:12px;padding:18px;box-shadow:0 6px 18px rgba(11,42,74,.05);transition:.2s}
.company-detail-card:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(11,42,74,.09);border-color:#b8d0e5}
.company-detail-icon{width:44px;height:44px;min-width:44px;border-radius:10px;background:#eaf3fb;color:var(--blue);display:grid;place-items:center;font-size:1.15rem}
.company-detail-content{min-width:0;display:flex;flex-direction:column;flex:1}
.company-detail-content h3{font-size:.98rem;line-height:1.4;font-weight:850;color:var(--navy);margin:0 0 8px}
.company-detail-content p{font-size:.82rem;color:var(--muted);margin:0 0 12px;line-height:1.5;flex:1}
.vehicle-source-alert{background:#eef7ff;border-color:#b9d9f1}
.vehicle-company-note{display:flex;align-items:flex-start;gap:10px;background:#fff7e8;border:1px solid #efd19a;border-radius:10px;padding:13px 15px;color:#6e4a0b;font-size:.86rem;margin-bottom:18px}
.vehicle-company-note i{margin-top:2px;color:#b87708}
.vehicle-check-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}
.vehicle-check-grid span{display:flex;gap:7px;align-items:flex-start;border:1px solid #dfe9f1;border-radius:8px;background:#fbfdff;padding:9px 10px;font-size:.8rem;color:#334155}
.vehicle-check-grid i{color:var(--green);margin-top:1px}
@media(max-width:991px){.vehicle-check-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:575px){.vehicle-check-grid{grid-template-columns:1fr}.company-detail-card{padding:15px}.company-detail-icon{width:40px;height:40px;min-width:40px}}


.company-chip-logo{padding:18px;align-items:center}
.company-logo-box{width:60px;height:60px;min-width:60px;border:1px solid var(--border);border-radius:12px;background:#fff;display:flex;align-items:center;justify-content:center;overflow:hidden;box-shadow:0 4px 12px rgba(11,42,74,.05)}
.company-logo{width:44px;height:44px;object-fit:contain;display:block}
.company-logo-fallback{width:100%;height:100%;display:flex;align-items:center;justify-content:center;font-weight:800;color:var(--navy);background:linear-gradient(135deg,#f7fbff,#e8f2fb)}
.company-chip .company-name{font-weight:700;font-size:.95rem;color:var(--navy);line-height:1.35}
@media(max-width:575px){.company-chip-logo{padding:15px}.company-logo-box{width:52px;height:52px;min-width:52px}.company-logo{width:38px;height:38px}.company-chip .company-name{font-size:.9rem}}

/* Life Insurance category dropdown / accordion */
.life-plan-structure{border:1px solid var(--border);background:#fff;border-radius:16px;padding:24px;box-shadow:0 8px 24px rgba(11,42,74,.06)}
.life-plan-structure-head{display:flex;align-items:center;justify-content:space-between;gap:20px}
.life-plan-total{min-width:120px;text-align:center;background:#eef6ff;border:1px solid #cfe2f5;border-radius:12px;padding:12px 16px;color:var(--navy)}
.life-plan-total span{display:block;font-size:.76rem;color:#5e7186;font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.life-plan-total strong{display:block;font-size:1.8rem;line-height:1.1;margin-top:3px}
.life-accordion{display:grid;gap:14px}
.life-accordion .accordion-item{border:1px solid var(--border);border-radius:14px!important;overflow:hidden;background:#fff;box-shadow:0 5px 18px rgba(11,42,74,.045)}
.life-accordion .accordion-button{padding:19px 22px;background:#fff;color:var(--navy);font-weight:700;box-shadow:none!important;gap:16px}
.life-accordion .accordion-button:not(.collapsed){background:#eef6ff;color:#075ca8;border-bottom:1px solid #d5e7f7}
.life-accordion .accordion-button:focus{box-shadow:0 0 0 3px rgba(18,97,160,.12)!important}
.life-accordion .accordion-button::after{margin-left:12px}
.life-accordion-title-wrap{display:flex;flex:1;min-width:0;flex-direction:column;gap:3px}
.life-accordion-title{font-size:1.02rem;font-weight:800}
.life-accordion-sub{font-size:.78rem;font-weight:500;color:#6a7c90}
.life-accordion-count{white-space:nowrap;background:#e9f3fd;color:#075ca8;border:1px solid #c9def2;border-radius:999px;padding:5px 10px;font-size:.75rem;font-weight:800}
.life-accordion .accordion-body{padding:18px 20px 20px;background:#fbfdff}
.life-accordion-intro{margin-bottom:12px}
.life-accordion-note{border-left:4px solid #1261a0;background:#eef6ff;border-radius:8px;padding:11px 13px;color:var(--navy)}
.life-accordion-note p{font-size:.82rem;color:#63768b;margin-top:3px}
.life-plan-list{display:grid;gap:10px}
.life-plan-row{display:grid;grid-template-columns:42px minmax(0,1fr) auto;gap:14px;align-items:center;background:#fff;border:1px solid #d9e5ef;border-radius:12px;padding:14px 16px;transition:.2s}
.life-plan-row:hover{border-color:#aac8e2;box-shadow:0 7px 18px rgba(11,42,74,.07);transform:translateY(-1px)}
.life-plan-row.withdrawn{background:#fffafa}
.life-plan-order{width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#e9f3fd;color:#075ca8;font-weight:800;font-size:.8rem}
.life-plan-main{min-width:0}
.life-plan-name-row{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.life-plan-name-row h3{font-size:1rem;margin:0;color:var(--navy);font-weight:800}
.life-plan-inline-meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:5px}
.life-plan-inline-meta span{font-size:.72rem;background:#f3f7fa;border:1px solid #e0e8ef;border-radius:999px;padding:3px 8px;color:#64778a;font-weight:700}
.life-plan-inline-text{margin:7px 0 0;font-size:.78rem;color:#6a7b8e;line-height:1.45}
.life-plan-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.life-plan-actions .details-btn,.life-plan-actions .quote-link{white-space:nowrap}
@media(max-width:991px){.life-plan-row{grid-template-columns:42px 1fr}.life-plan-actions{grid-column:2;justify-content:flex-start}}
@media(max-width:575px){.life-plan-structure{padding:18px}.life-plan-structure-head{align-items:flex-start;flex-direction:column}.life-plan-total{width:100%;display:flex;align-items:center;justify-content:space-between;text-align:left}.life-plan-total span,.life-plan-total strong{display:inline;margin:0}.life-accordion .accordion-button{padding:16px}.life-accordion-count{font-size:.68rem}.life-accordion-sub{display:none}.life-plan-row{grid-template-columns:34px 1fr;padding:13px 12px;gap:10px}.life-plan-order{width:30px;height:30px}.life-plan-actions{grid-column:1/-1;justify-content:flex-start;padding-left:44px}.life-plan-actions .details-btn,.life-plan-actions .quote-link{font-size:.78rem}}

/* Clean blue theme: no flag/tricolour styling */
.tricolour{display:none!important}
.official-card .card-top{background:linear-gradient(90deg,#0b5fa5,#4ea1e0)!important}

/* All Plans accordion option */
.all-plans-accordion-item{border-color:#a9cdea!important;box-shadow:0 8px 24px rgba(7,92,168,.08)!important}
.all-plans-button{background:linear-gradient(135deg,#f5faff,#edf6ff)!important}
.all-plans-button:not(.collapsed){background:linear-gradient(135deg,#e7f3ff,#dceeff)!important}
.all-plans-button .life-accordion-title{color:#075ca8}
.all-plans-note{border-left-color:#075ca8;background:#eaf5ff}
.all-plans-body{padding-top:20px!important}
.all-plans-category-block{border:1px solid #d8e6f3;border-radius:12px;background:#fff;margin-top:18px;overflow:hidden}
.all-plans-category-block:first-of-type{margin-top:10px}
.all-plans-category-head{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 16px;background:#f4f9fe;border-bottom:1px solid #d8e6f3}
.all-plans-category-head h3{margin:0;color:var(--navy);font-size:1rem;font-weight:800}
.all-plans-category-head p{margin:3px 0 0;color:#6a7c90;font-size:.76rem}
.all-plans-category-block .life-plan-list{padding:0 14px 14px}
.life-plan-category-tag{background:#eef6ff!important;color:#075ca8!important;border:1px solid #cfe2f4!important}
@media(max-width:575px){.all-plans-category-head{align-items:flex-start}.all-plans-category-head .life-accordion-count{margin-top:1px}.all-plans-category-block .life-plan-list{padding:0 8px 8px}}

/* Nested Life Insurance categories inside All Plans */
.nested-life-accordion{display:grid;gap:12px}
.nested-life-accordion .nested-life-category-item{border:1px solid #d8e6f3;border-radius:12px!important;overflow:hidden;background:#fff;box-shadow:0 4px 14px rgba(11,42,74,.04)}
.nested-life-category-button{padding:17px 18px!important;background:#fff!important;color:var(--navy)!important;box-shadow:none!important}
.nested-life-category-button:not(.collapsed){background:#f2f8fe!important;color:#075ca8!important;border-bottom:1px solid #d8e6f3}
.nested-life-category-body{padding:16px 18px 18px;background:#fbfdff}
.nested-life-accordion .accordion-button::after{margin-left:12px}
@media(max-width:575px){.nested-life-category-button{padding:15px!important}.nested-life-category-body{padding:12px}.nested-life-accordion{gap:10px}}

/* =========================================================
   Professional corporate insurance website redesign
   ========================================================= */
:root{
  --navy:#08284a;
  --navy-2:#0c3967;
  --blue:#0b67c2;
  --blue-2:#2b8fe8;
  --cyan:#e9f5ff;
  --light:#f6f9fc;
  --white:#ffffff;
  --text:#172b3d;
  --muted:#687b8f;
  --green:#129b72;
  --border:#dce7f1;
  --shadow:0 18px 55px rgba(8,40,74,.10);
}
body{background:#fff;color:var(--text)}
.tricolour,.utility-bar,.brand-header,.main-nav{display:none!important}
.site-header{position:sticky;top:0;z-index:1040;background:#fff;box-shadow:0 5px 25px rgba(8,40,74,.07)}
.top-contact-bar{background:var(--navy);color:#d8e9f9;font-size:.78rem;padding:8px 0}
.top-contact-left,.top-contact-right{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.top-contact-left span,.top-contact-right span{display:inline-flex;gap:7px;align-items:center}
.top-contact-right a{color:#fff;font-weight:700}.top-contact-right a:hover{color:#9fd2ff}
.professional-nav{background:#fff;padding:10px 0}
.professional-nav .navbar-toggler{border:1px solid #cbd9e6}
.professional-nav .navbar-toggler-icon{filter:none}
.brand-pro{gap:11px}.brand-pro .brand-mark{width:48px;height:48px;border-radius:14px;background:linear-gradient(145deg,var(--navy),var(--blue));box-shadow:0 10px 25px rgba(11,103,194,.18)}
.brand-pro .brand-title{font-size:1.32rem;letter-spacing:-.03em}.brand-pro .brand-sub{text-transform:uppercase;letter-spacing:.13em;font-size:.62rem;font-weight:800;color:#7b8ea0}
.professional-nav .nav-link{color:#334b61!important;font-weight:700!important;padding:.8rem .72rem!important;border-radius:9px;position:relative}
.professional-nav .nav-link:hover{color:var(--blue)!important;background:#f2f8fe}
.professional-nav .nav-link.active{color:var(--blue)!important;background:#eef7ff}
.professional-nav .nav-link.active:after{content:"";position:absolute;height:3px;border-radius:3px;background:var(--blue);left:14px;right:14px;bottom:4px}
.btn-brand-cta{background:linear-gradient(135deg,var(--blue),#075aa9);color:#fff!important;border:0;border-radius:11px;padding:.72rem 1.12rem;font-weight:800;box-shadow:0 9px 22px rgba(11,103,194,.22)}
.btn-brand-cta:hover{transform:translateY(-1px);box-shadow:0 12px 25px rgba(11,103,194,.28)}

.hero{min-height:auto;padding:76px 0 84px;background:linear-gradient(100deg,rgba(6,33,61,.95) 0%,rgba(8,55,99,.9) 45%,rgba(8,55,99,.25) 100%),url('https://images.unsplash.com/photo-1529156069898-49953e39b3ac?auto=format&fit=crop&w=1800&q=85') center 35%/cover no-repeat;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:rgba(57,154,232,.13);right:-210px;bottom:-240px;filter:blur(1px)}
.hero .container{position:relative;z-index:2}
.hero .eyebrow{color:#a9d8ff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:999px;padding:7px 12px;text-transform:none;letter-spacing:0}
.hero h1{font-size:clamp(2.65rem,5.2vw,4.75rem);max-width:780px}.hero p{font-size:1.12rem;line-height:1.75;max-width:670px}
.btn-primary-custom{background:linear-gradient(135deg,var(--blue-2),var(--blue));border:0;border-radius:11px;padding:.84rem 1.32rem;box-shadow:0 10px 22px rgba(0,0,0,.16)}
.btn-primary-custom:hover{background:linear-gradient(135deg,var(--blue),#0758a6);transform:translateY(-1px)}
.btn-outline-custom{border:1.5px solid rgba(255,255,255,.75);border-radius:11px;padding:.78rem 1.25rem}.btn-outline-custom:hover{border-color:#fff}
.hero-note{opacity:.8;border-left:2px solid rgba(255,255,255,.45);padding-left:12px;margin-top:28px}
.hero-trust{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.hero-trust-item{display:flex;align-items:center;gap:8px;color:#e9f5ff;font-size:.86rem;font-weight:700}.hero-trust-item i{color:#8ed6ff}

.quick-panel{margin-top:-38px;position:relative;z-index:5}.quick-card{border:0;border-radius:18px;box-shadow:0 14px 42px rgba(8,40,74,.11);padding:24px;background:#fff}.quick-card:hover{transform:translateY(-5px);box-shadow:0 20px 50px rgba(8,40,74,.15)}
.quick-icon{width:52px;height:52px;border-radius:15px;background:linear-gradient(145deg,#edf7ff,#dff1ff);color:var(--blue);margin-bottom:16px}.quick-card h3{font-size:1.05rem}.quick-card p{font-size:.88rem}.quick-card .card-arrow{display:inline-flex;margin-top:13px;color:var(--blue);font-weight:800;font-size:.84rem;align-items:center;gap:6px}
.section{padding:82px 0}.section-light{background:linear-gradient(180deg,#f8fbfe 0%,#f3f7fb 100%)}
.section-title{font-size:clamp(1.9rem,3vw,2.7rem);line-height:1.18}.section-sub{font-size:1rem;line-height:1.75}
.eyebrow.text-primary{background:#eaf5ff;border:1px solid #d4eaff;color:var(--blue)!important;padding:6px 11px;border-radius:999px;text-transform:none;letter-spacing:0}
.official-card{border:1px solid #e3ebf3;border-radius:18px;box-shadow:0 12px 34px rgba(8,40,74,.06);transition:.25s}.official-card:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(8,40,74,.10)}
.official-card .card-top{height:3px;background:linear-gradient(90deg,var(--blue),#66baf4)!important}.official-card .card-body{padding:26px}
.image-panel{border-radius:24px;box-shadow:0 22px 55px rgba(8,40,74,.15)}.image-label{border-radius:14px;background:rgba(8,40,74,.88);backdrop-filter:blur(8px)}
.stat-strip{background:linear-gradient(135deg,#08284a,#0b477e)}.stat-item{padding:31px 18px}.stat-number{font-size:2.15rem}.stat-label{color:#d0e3f3}
.step-card{height:100%;background:#fff;border:1px solid var(--border);border-radius:18px;padding:25px;box-shadow:0 10px 30px rgba(8,40,74,.05)}
.step-card .step-number{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#eaf5ff;color:var(--blue);font-weight:900;margin-bottom:16px}.step-card h4{font-weight:800;color:var(--navy)}.step-card p{color:var(--muted);margin-bottom:0;font-size:.91rem}
.benefit-card{height:100%;padding:24px;border-radius:18px;background:#fff;border:1px solid var(--border);box-shadow:0 10px 28px rgba(8,40,74,.05)}.benefit-card i{width:46px;height:46px;border-radius:13px;background:#eaf5ff;display:grid;place-items:center;color:var(--blue);font-size:1.25rem;margin-bottom:15px}.benefit-card h4{font-size:1.02rem;font-weight:800;color:var(--navy)}.benefit-card p{font-size:.88rem;color:var(--muted);margin:0}

.page-hero{padding:64px 0 60px;background:linear-gradient(120deg,#f4f9fe,#eaf4fd);color:var(--navy);border-bottom:1px solid #ddeaf5}.page-hero:after{width:240px;height:240px;border:45px solid rgba(11,103,194,.07);right:-50px;top:-85px}.page-hero h1{font-size:clamp(2.2rem,4vw,3.4rem);color:var(--navy)}.page-hero p{color:#61788e;font-size:1rem;line-height:1.75}.breadcrumb-custom{color:#72879b}.breadcrumb-custom a{color:var(--blue);font-weight:700}
.notice{border:1px solid #dce9f5;border-left:4px solid var(--blue);background:#f4faff;border-radius:12px;color:#315b7d}
.notice.info{background:#f4faff}.notice.success{background:#f2fbf7}
.company-chip{border-radius:16px;padding:18px;box-shadow:0 8px 25px rgba(8,40,74,.04);transition:.2s}.company-chip:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(8,40,74,.08)}
.company-detail-card{border-radius:18px!important;box-shadow:0 10px 30px rgba(8,40,74,.05)!important}
.plan-card{border-radius:16px;box-shadow:0 10px 28px rgba(8,40,74,.05)}
.details-btn{border-radius:9px;padding:9px 12px}.quote-link{padding:9px 6px}
.form-shell,.contact-info{border-radius:22px}.contact-info{background:linear-gradient(145deg,var(--navy),#0b4e88)}
.floating-quote{background:linear-gradient(135deg,var(--blue),#0759a8);border-radius:14px;box-shadow:0 12px 30px rgba(11,103,194,.3)}

.professional-footer{background:#061d35;padding:64px 0 24px;color:#ccdae7}.footer-brand-title{font-size:1.2rem;font-weight:850;color:#fff}.footer-copy{color:#aebfd0;font-size:.9rem;max-width:390px}.footer-social{display:flex;gap:9px}.footer-social a{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;background:rgba(255,255,255,.07);color:#fff}.footer-social a:hover{background:var(--blue)}.footer-contact p{display:flex;gap:10px;margin:9px 0;font-size:.9rem;color:#c7d6e4}.footer-contact i{color:#74bdf2}.footer-disclaimer{font-size:.76rem;color:#8196aa;margin-top:17px}.footer-bottom{color:#8297aa}

/* Life nested dropdown made cleaner and more like a corporate product catalogue */
.life-accordion-item,.all-plans-accordion-item{border-radius:18px!important;border:1px solid #dce8f2!important;box-shadow:0 10px 28px rgba(8,40,74,.05)!important;overflow:hidden}
.all-plans-button{background:#fff!important;padding:22px 24px!important}.all-plans-button:not(.collapsed){background:#f4faff!important}.nested-life-category-item{border-radius:14px!important}.nested-life-category-button{padding:18px!important}.nested-life-category-body{background:#fff!important}

@media(max-width:991px){
  .top-contact-right{display:none}.professional-nav{padding:8px 0}.professional-nav .navbar-collapse{padding:12px 0 5px}.professional-nav .nav-link{padding:.8rem!important}.professional-nav .nav-link.active:after{display:none}.hero{padding:65px 0 72px;background-position:60% center}.quick-panel{margin-top:-22px;padding-top:0}
}
@media(max-width:575px){
  .top-contact-bar{font-size:.72rem}.top-contact-left{gap:12px}.top-contact-left span:nth-child(2){display:none}.hero{padding:55px 0 65px;min-height:auto}.hero h1{font-size:2.45rem}.hero p{font-size:1rem}.hero-trust{gap:10px}.hero-trust-item{font-size:.78rem}.quick-panel{margin-top:-15px}.section{padding:60px 0}.page-hero{padding:48px 0}.professional-footer{padding-top:50px}
}

/* Direct advisor contact integration */
.top-contact-link{color:inherit;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.top-contact-link:hover{color:#fff;text-decoration:underline}
.footer-contact a{color:inherit;text-decoration:none}
.footer-contact a:hover{color:#fff;text-decoration:underline}
.contact-row-link{color:#fff;text-decoration:none}
.contact-row-link:hover{color:#fff;background:rgba(255,255,255,.08);border-radius:10px}
.quick-direct-contact{display:flex;gap:10px;flex-wrap:wrap}
.floating-contact-stack{position:fixed;right:18px;bottom:86px;z-index:1040;display:flex;flex-direction:column;gap:10px}
.floating-contact-btn{min-width:54px;height:54px;padding:0 14px;border-radius:999px;display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;text-decoration:none;box-shadow:0 10px 25px rgba(12,42,76,.2);font-weight:700;transition:.2s}
.floating-contact-btn.call{background:#0b63ce}.floating-contact-btn.email{background:#123b63}
.floating-contact-btn:hover{transform:translateY(-2px);color:#fff}
@media(max-width:575px){.floating-contact-btn span{display:none}.floating-contact-btn{min-width:50px;width:50px;height:50px;padding:0}.floating-contact-stack{right:14px;bottom:80px}.quick-direct-contact .btn{width:100%}}


/* =========================================================
   Final typography + responsive layout normalization (v12)
   ========================================================= */
html{font-size:16px}
body{font-size:1rem;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
.container{--bs-gutter-x:1.5rem}
p{margin-bottom:1rem}

/* Consistent headings */
h1,h2,h3,h4,h5,h6{line-height:1.2}
.hero h1{font-size:clamp(2.25rem,4.6vw,4.15rem);line-height:1.08;letter-spacing:-.035em}
.hero p{font-size:clamp(1rem,1.4vw,1.1rem);line-height:1.7}
.page-hero h1{font-size:clamp(2rem,3.5vw,3rem);line-height:1.12}
.page-hero p{font-size:1rem;max-width:780px}
.section-title{font-size:clamp(1.7rem,2.6vw,2.35rem);line-height:1.18;letter-spacing:-.025em}
.section-sub{font-size:.98rem;line-height:1.7}
.eyebrow{font-size:.76rem}

/* Header / navigation sizing */
.brand-pro .brand-title{font-size:1.18rem;line-height:1.15}
.brand-pro .brand-sub{font-size:.6rem;line-height:1.3}
.professional-nav .nav-link{font-size:.91rem}
.top-contact-bar{font-size:.76rem}

/* Card typography */
.quick-card h3,.official-card h3,.benefit-card h4,.step-card h4{font-size:1rem;line-height:1.3}
.quick-card p,.official-card p,.benefit-card p,.step-card p{font-size:.88rem;line-height:1.6}
.company-chip .company-name{font-size:.9rem;line-height:1.35}
.life-accordion-title{font-size:1rem}
.life-accordion-sub{font-size:.77rem}
.life-plan-name-row h3{font-size:.96rem}
.life-plan-inline-text{font-size:.8rem}

/* Forms */
.form-shell{padding:30px}
.form-shell .h3{font-size:1.55rem!important}
.form-label{font-size:.9rem;margin-bottom:.42rem}
.form-control,.form-select{font-size:.95rem;min-height:48px;padding:.72rem .82rem;border-radius:9px}
textarea.form-control{min-height:112px}
.form-check-label{font-size:.86rem!important;line-height:1.5}
.form-submit-btn{min-width:150px;min-height:48px;padding:.75rem 1.6rem!important;font-size:1rem!important;line-height:1!important;border-radius:10px!important;display:inline-flex!important;align-items:center;justify-content:center;gap:0!important}
.form-submit-btn i,.form-submit-btn svg{display:none!important}

/* Contact side card */
.contact-info h3{font-size:1.35rem}
.contact-row{align-items:flex-start}
.contact-row>div>div{overflow-wrap:anywhere}

/* Section spacing and grids */
.section{padding:72px 0}
.page-hero{padding:56px 0}
.quick-card,.official-card,.benefit-card,.step-card,.company-detail-card,.company-chip{height:100%}
.row.g-5{--bs-gutter-y:2.5rem}

/* Prevent floating widgets from covering page content */
body{padding-bottom:0}
.floating-contact-stack{right:16px;bottom:18px}

@media (max-width:1199.98px){
  .hero h1{font-size:clamp(2.2rem,4.4vw,3.6rem)}
  .section{padding:66px 0}
  .brand-pro .brand-title{font-size:1.1rem}
}

@media (max-width:991.98px){
  .container{--bs-gutter-x:1.35rem}
  .page-hero{padding:50px 0}
  .hero{padding:58px 0 70px}
  .hero h1{font-size:clamp(2.15rem,7vw,3.25rem)}
  .section-title{font-size:clamp(1.65rem,4vw,2.15rem)}
  .form-shell,.contact-info{padding:25px}
  .life-plan-structure{padding:20px}
}

@media (max-width:767.98px){
  html{font-size:15.5px}
  .section{padding:54px 0}
  .page-hero{padding:44px 0}
  .hero{padding:48px 0 62px}
  .hero h1{font-size:2.25rem}
  .hero p{font-size:.98rem}
  .page-hero h1{font-size:2rem}
  .section-title{font-size:1.75rem}
  .image-panel{min-height:300px}
  .form-shell,.contact-info{padding:22px}
  .company-chip-logo{padding:14px}
  .company-logo-box{width:50px;height:50px;min-width:50px}
  .company-logo{width:38px;height:38px}
}

@media (max-width:575.98px){
  html{font-size:15px}
  .container{--bs-gutter-x:1.15rem}
  .brand-pro .brand-mark{width:42px;height:42px;border-radius:12px}
  .brand-pro .brand-title{font-size:1rem}
  .brand-pro .brand-sub{font-size:.54rem;letter-spacing:.09em}
  .hero h1{font-size:2.05rem}
  .hero-trust{display:grid;grid-template-columns:1fr;gap:7px}
  .page-hero h1{font-size:1.85rem}
  .section-title{font-size:1.62rem}
  .section-sub{font-size:.94rem}
  .quick-card,.official-card .card-body,.benefit-card,.step-card{padding:20px}
  .form-shell,.contact-info{padding:18px;border-radius:16px}
  .form-submit-btn{width:100%;min-width:0}
  .life-plan-structure{padding:14px}
  .all-plans-button{padding:17px!important}
  .nested-life-category-button{padding:15px!important}
  .floating-contact-stack{right:10px;bottom:10px}
}

/* =========================================================
   Mobile stability + layout corrections (v14)
   ========================================================= */
html,body{max-width:100%;overflow-x:hidden}
img,svg{max-width:100%}
.site-header,.professional-nav,.professional-footer,main{max-width:100vw}
.professional-nav .container{min-width:0}
.brand-pro{min-width:0;text-decoration:none}
.brand-pro>div:last-child{min-width:0}
.brand-pro .brand-title,.brand-pro .brand-sub{white-space:normal}
.top-contact-left{display:flex;align-items:center;gap:18px;min-width:0}
.top-contact-link{min-width:0}

/* Make the collapsed mobile navigation feel like a proper app menu */
@media (max-width:991.98px){
  .professional-nav .navbar-collapse{background:#fff;border-top:1px solid #e4edf5;margin-top:9px;padding:10px 0 14px;max-height:calc(100vh - 110px);overflow-y:auto}
  .professional-nav .navbar-nav{align-items:stretch!important}
  .professional-nav .nav-item{width:100%}
  .professional-nav .nav-link{display:block;width:100%;padding:.78rem .25rem!important;border-bottom:1px solid #eef3f7;color:var(--navy)!important}
  .professional-nav .btn-brand-cta{display:flex;width:100%;justify-content:center;margin:.8rem 0 0!important}
  .navbar-toggler{flex:0 0 auto;padding:.42rem .55rem}
}

@media (max-width:767.98px){
  .top-contact-bar .container{flex-wrap:nowrap!important}
  .top-contact-left{width:100%;justify-content:center;gap:12px}
  .top-contact-left .top-contact-link{font-size:.72rem}
  .top-contact-left .top-contact-link[href^="mailto:"]{display:none}
  .professional-nav{padding:7px 0}
  .professional-nav .container{gap:8px;flex-wrap:wrap}
  .brand-pro{max-width:calc(100% - 58px);gap:9px}
  .brand-pro .brand-title{font-size:.93rem;line-height:1.12;overflow-wrap:anywhere}
  .brand-pro .brand-sub{font-size:.5rem;letter-spacing:.07em}
  .brand-pro .brand-mark{width:40px;height:40px;min-width:40px;font-size:1.15rem}

  .hero{background-position:center!important;padding:44px 0 52px!important}
  .hero:before{content:"";position:absolute;inset:0;background:rgba(3,24,45,.12);pointer-events:none}
  .hero h1{font-size:clamp(1.95rem,9vw,2.35rem)!important;line-height:1.08!important;max-width:100%}
  .hero p{font-size:.96rem!important;line-height:1.62!important}
  .hero .d-flex.gap-3{gap:10px!important}
  .hero .btn-primary-custom,.hero .btn-outline-custom{width:100%;text-align:center;justify-content:center}
  .hero-note{font-size:.73rem;line-height:1.5}
  .quick-panel{margin-top:0!important;padding-top:18px}

  .section{padding:48px 0!important}
  .page-hero{padding:38px 0!important}
  .page-hero h1{font-size:1.8rem!important;overflow-wrap:anywhere}
  .page-hero p{font-size:.92rem!important;line-height:1.6}
  .breadcrumb-custom{font-size:.75rem}
  .section-title{font-size:1.55rem!important}
  .section-sub{font-size:.91rem!important}

  .image-panel{min-height:250px!important;border-radius:16px}
  .image-panel img{min-height:250px;object-fit:cover}
  .image-label{font-size:.76rem;padding:10px 12px}

  .quick-card,.benefit-card,.step-card,.official-card,.company-detail-card,.company-chip{border-radius:14px!important}
  .quick-card,.benefit-card,.step-card{padding:18px!important}
  .official-card .card-body{padding:18px!important}
  .company-detail-card{padding:15px!important;gap:11px}
  .company-detail-content h3{font-size:.95rem!important;overflow-wrap:anywhere}
  .company-detail-content p{font-size:.82rem!important}
  .company-chip{min-height:76px;padding:13px!important}
  .company-chip .company-name{font-size:.82rem!important;overflow-wrap:anywhere}
  .company-logo-box{width:46px!important;height:46px!important;min-width:46px!important}
  .company-logo{width:36px!important;height:36px!important}

  .stat-strip{padding:20px 0}
  .stat-item{padding:15px 7px}
  .stat-number{font-size:1.55rem}
  .stat-label{font-size:.72rem;line-height:1.35}

  .form-shell,.contact-info{padding:17px!important;border-radius:15px!important}
  .form-shell .h3{font-size:1.35rem!important}
  .form-label{font-size:.84rem!important}
  .form-control,.form-select{font-size:16px!important;min-height:48px!important} /* prevents iOS zoom */
  textarea.form-control{min-height:108px!important}
  .form-submit-btn{width:100%!important;min-height:50px!important;font-size:1rem!important}
  .contact-row{gap:10px;padding:11px 0}
  .contact-row>div>div{font-size:.88rem;overflow-wrap:anywhere;word-break:break-word}

  .life-plan-structure{padding:10px!important}
  .all-plans-button{padding:14px!important;gap:8px}
  .life-accordion-title{font-size:.92rem!important;overflow-wrap:anywhere}
  .life-accordion-sub{font-size:.7rem!important}
  .life-accordion-count{font-size:.64rem!important;white-space:nowrap}
  .nested-life-category-button{padding:13px!important}
  .nested-life-category-body{padding:8px!important}
  .life-plan-row{padding:12px 9px!important;gap:8px!important}
  .life-plan-name-row h3{font-size:.88rem!important}
  .life-plan-meta{display:flex;flex-wrap:wrap;gap:5px}
  .life-plan-meta span{font-size:.64rem}
  .life-plan-actions{padding-left:0!important;grid-column:1/-1!important;display:grid!important;grid-template-columns:1fr 1fr;gap:8px;width:100%}
  .life-plan-actions .details-btn,.life-plan-actions .quote-link{width:100%;justify-content:center;text-align:center;min-height:42px}

  .policy-details-modal .modal-dialog{margin:.45rem;max-width:calc(100% - .9rem)}
  .policy-details-modal .modal-content{border-radius:13px}
  .policy-modal-header{padding:14px!important}
  .policy-modal-header .modal-title{font-size:1.05rem!important;line-height:1.3;overflow-wrap:anywhere}
  .policy-details-modal .modal-body{padding:13px!important}
  .policy-detail-table{display:block;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
  .policy-modal-footer{padding:12px!important;gap:8px;display:grid!important;grid-template-columns:1fr 1fr}
  .policy-modal-footer .small{grid-column:1/-1;margin:0!important}
  .policy-modal-footer .btn{width:100%;margin:0!important}

  .professional-footer{padding:42px 0 20px!important}
  .professional-footer .row.g-5{--bs-gutter-y:2rem}
  .professional-footer .col-6{width:100%!important}
  .footer-brand-title{font-size:1.05rem}
  .footer-copy,.footer-contact p{font-size:.82rem}
  .footer-bottom{font-size:.72rem!important;text-align:center;align-items:center}

  /* Floating controls caused overlap on small phones; header/contact CTAs remain available. */
  .floating-contact-stack,.floating-quote{display:none!important}
}

@media (max-width:359.98px){
  .brand-pro .brand-title{font-size:.84rem}
  .brand-pro .brand-sub{font-size:.46rem}
  .page-hero h1{font-size:1.6rem!important}
  .hero h1{font-size:1.85rem!important}
  .life-plan-actions{grid-template-columns:1fr}
  .policy-modal-footer{grid-template-columns:1fr}
  .policy-modal-footer .small{grid-column:1}
}


/* ===== Always-visible mobile three-dot navigation trigger ===== */
.professional-nav .mobile-menu-trigger{
  width:46px;
  height:44px;
  min-width:46px;
  padding:0!important;
  margin-left:auto;
  border:1px solid #c7d8e8!important;
  border-radius:12px;
  background:#f7fbff!important;
  display:none;
  align-items:center;
  justify-content:center;
  box-shadow:0 4px 14px rgba(8,40,74,.08);
  position:relative;
  z-index:5;
}
.professional-nav .mobile-menu-trigger:focus{
  outline:3px solid rgba(11,103,194,.18);
  outline-offset:2px;
  box-shadow:0 4px 14px rgba(8,40,74,.10)!important;
}
.professional-nav .mobile-menu-trigger[aria-expanded="true"]{
  background:#eaf5ff!important;
  border-color:#9fc8eb!important;
}
.mobile-menu-dots{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:4px;
  width:28px;
  height:16px;
}
.mobile-menu-dots span{
  display:block;
  width:5px;
  height:5px;
  border-radius:50%;
  background:#08284a;
  flex:0 0 5px;
}
@media (max-width:991.98px){
  .professional-nav .mobile-menu-trigger{display:flex!important}
  .professional-nav .navbar-toggler-icon{display:none!important}
}
@media (max-width:575.98px){
  .professional-nav .mobile-menu-trigger{
    width:44px;
    height:42px;
    min-width:44px;
    border-radius:11px;
  }
  .mobile-menu-dots span{width:5px;height:5px;flex-basis:5px}
}

/* SECURE LIFE & HEALTH brand logo */
.brand-logo-mark{
  background:#000!important;
  padding:0!important;
  overflow:hidden;
  border:1px solid #dbe7f2;
  box-shadow:0 8px 22px rgba(7,42,77,.14)!important;
}
.brand-logo-mark img{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
  border-radius:9px;
}
.footer-logo-link{
  display:inline-block;
  text-decoration:none;
}
.footer-full-logo{
  display:block;
  width:220px;
  max-width:100%;
  height:auto;
  border-radius:14px;
  background:#000;
  padding:0;
  border:1px solid rgba(255,255,255,.12);
  box-shadow:0 12px 30px rgba(0,0,0,.24);
}
@media(max-width:575px){
  .brand-logo-mark{
    width:42px!important;
    height:42px!important;
    min-width:42px!important;
    padding:0!important;
  }
  .brand-logo-mark img{border-radius:8px}
  .footer-full-logo{width:180px}
}

/* =========================================================
   Final typography + layout polish (v18)
   ========================================================= */
html{font-size:16px}
body{
  font-family:"Segoe UI",Arial,Helvetica,sans-serif;
  font-size:1rem;
  line-height:1.65;
  color:#1b3043;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}

/* New white-background SECURE LIFE & HEALTH logo */
.brand-logo-mark{
  width:52px!important;
  height:52px!important;
  min-width:52px!important;
  padding:0!important;
  border-radius:13px!important;
  overflow:hidden;
  background:#fff!important;
  border:1px solid #d9e5ef!important;
  box-shadow:0 7px 18px rgba(8,40,74,.10)!important;
}
.brand-logo-mark img{
  width:100%!important;
  height:100%!important;
  object-fit:cover!important;
  object-position:center 42%!important;
  background:#fff!important;
  border-radius:0!important;
}
.footer-full-logo{
  width:210px!important;
  max-width:100%;
  height:auto!important;
  object-fit:contain;
  border-radius:12px!important;
  background:#fff!important;
  padding:6px!important;
  border:1px solid rgba(255,255,255,.18)!important;
  box-shadow:0 12px 30px rgba(0,0,0,.18)!important;
}

/* Header and navigation sizing */
.professional-nav{padding:8px 0!important}
.brand-pro{gap:11px!important}
.brand-pro .brand-title{
  font-size:1.14rem!important;
  line-height:1.15!important;
  font-weight:800!important;
  letter-spacing:-.015em!important;
}
.brand-pro .brand-sub{
  font-size:.64rem!important;
  line-height:1.2!important;
  letter-spacing:.11em!important;
}
.professional-nav .nav-link{
  font-size:.9rem!important;
  line-height:1.2!important;
  padding:.72rem .68rem!important;
}
.btn-brand-cta{font-size:.9rem!important;padding:.68rem 1rem!important}
.top-contact-bar{font-size:.76rem!important}

/* Main page hierarchy */
.hero{padding:68px 0 76px!important}
.hero h1{
  font-size:clamp(2.35rem,4.25vw,3.85rem)!important;
  line-height:1.08!important;
  letter-spacing:-.035em!important;
}
.hero p{font-size:1.02rem!important;line-height:1.7!important}
.hero-note{font-size:.76rem!important}
.page-hero{padding:58px 0!important}
.page-hero h1{
  font-size:clamp(2rem,3vw,2.8rem)!important;
  line-height:1.15!important;
}
.page-hero p{font-size:.98rem!important;line-height:1.65!important}
.section{padding:68px 0!important}
.section-title{
  font-size:clamp(1.75rem,2.6vw,2.35rem)!important;
  line-height:1.2!important;
  margin-bottom:.65rem;
}
.section-sub{font-size:.95rem!important;line-height:1.7!important}
.eyebrow{font-size:.72rem!important}

/* Cards and general content */
.quick-card,.official-card,.benefit-card,.step-card,.company-detail-card,.company-chip,.plan-card{
  height:100%;
}
.quick-card h3,.official-card h3,.benefit-card h3,.company-detail-content h3,.plan-card h3{
  font-size:1rem!important;
  line-height:1.35!important;
  font-weight:800!important;
}
.quick-card p,.official-card p,.benefit-card p,.company-detail-content p,.plan-card p,.step p{
  font-size:.88rem!important;
  line-height:1.6!important;
}
.quick-card{padding:22px!important}
.official-card .card-body{padding:22px!important}
.company-chip{padding:16px!important;min-height:88px}
.company-chip .company-name{font-size:.9rem!important;line-height:1.35!important}
.company-logo-box{width:54px!important;height:54px!important;min-width:54px!important}
.company-logo{width:44px!important;height:44px!important}

/* Life insurance hierarchy */
.life-plan-structure{padding:20px!important}
.life-accordion-title{font-size:1rem!important;line-height:1.3!important}
.life-accordion-sub{font-size:.75rem!important}
.life-accordion-count{font-size:.72rem!important}
.life-plan-name-row h3{font-size:.95rem!important;line-height:1.35!important}
.life-plan-inline-text{font-size:.78rem!important;line-height:1.55!important}
.life-plan-actions .details-btn,.life-plan-actions .quote-link{font-size:.8rem!important}

/* Forms */
.form-shell,.contact-info{border-radius:18px!important}
.form-shell{padding:28px!important}
.contact-info{padding:28px!important}
.form-shell .h3{font-size:1.45rem!important;line-height:1.3!important}
.form-label{font-size:.86rem!important;margin-bottom:.38rem}
.form-control,.form-select{
  font-size:.94rem!important;
  min-height:46px;
  border-radius:9px!important;
}
textarea.form-control{min-height:116px}
.form-submit-btn{
  min-width:170px;
  min-height:48px;
  font-size:.95rem!important;
  padding:.72rem 1.45rem!important;
}
.contact-info h3{font-size:1.38rem!important}
.contact-row{font-size:.9rem!important}

/* Footer */
.professional-footer{padding:48px 0 20px!important}
.footer-title{font-size:.94rem!important}
.footer-copy,.footer-links a,.footer-contact p,.footer-disclaimer{font-size:.82rem!important;line-height:1.6!important}
.footer-bottom{font-size:.72rem!important}

/* Tablet */
@media (max-width:991.98px){
  .brand-pro .brand-title{font-size:1.02rem!important}
  .brand-pro .brand-sub{font-size:.56rem!important}
  .hero{padding:56px 0 62px!important}
  .hero h1{font-size:clamp(2.15rem,6vw,3rem)!important}
  .section{padding:58px 0!important}
  .page-hero{padding:48px 0!important}
}

/* Mobile */
@media (max-width:767.98px){
  html{font-size:16px}
  .top-contact-bar{padding:6px 0!important}
  .top-contact-left .top-contact-link{font-size:.69rem!important}
  .professional-nav{padding:6px 0!important}
  .brand-pro{max-width:calc(100% - 56px)!important;gap:8px!important}
  .brand-logo-mark{
    width:40px!important;
    height:40px!important;
    min-width:40px!important;
    border-radius:10px!important;
  }
  .brand-pro .brand-title{
    font-size:.88rem!important;
    line-height:1.08!important;
    white-space:nowrap!important;
  }
  .brand-pro .brand-sub{
    font-size:.47rem!important;
    letter-spacing:.07em!important;
    white-space:nowrap!important;
  }
  .professional-nav .nav-link{font-size:.88rem!important;padding:.72rem .15rem!important}
  .hero{padding:42px 0 48px!important}
  .hero h1{font-size:2rem!important;line-height:1.08!important}
  .hero p{font-size:.93rem!important;line-height:1.58!important}
  .hero-note{font-size:.7rem!important}
  .page-hero{padding:34px 0!important}
  .page-hero h1{font-size:1.72rem!important}
  .page-hero p{font-size:.88rem!important}
  .section{padding:44px 0!important}
  .section-title{font-size:1.48rem!important;line-height:1.22!important}
  .section-sub{font-size:.88rem!important;line-height:1.6!important}
  .quick-card,.official-card .card-body,.benefit-card,.step-card{padding:17px!important}
  .quick-card h3,.official-card h3,.benefit-card h3,.company-detail-content h3,.plan-card h3{font-size:.94rem!important}
  .quick-card p,.official-card p,.benefit-card p,.company-detail-content p,.plan-card p,.step p{font-size:.81rem!important}
  .company-chip{min-height:72px!important;padding:11px!important}
  .company-chip .company-name{font-size:.8rem!important}
  .company-logo-box{width:44px!important;height:44px!important;min-width:44px!important}
  .company-logo{width:34px!important;height:34px!important}
  .life-plan-structure{padding:9px!important}
  .life-accordion-title{font-size:.88rem!important}
  .life-accordion-count{font-size:.62rem!important;padding:4px 7px!important}
  .life-plan-name-row h3{font-size:.84rem!important}
  .life-plan-inline-text{font-size:.72rem!important}
  .form-shell,.contact-info{padding:16px!important}
  .form-shell .h3{font-size:1.28rem!important}
  .form-label{font-size:.8rem!important}
  .form-control,.form-select{font-size:16px!important;min-height:46px!important}
  .form-submit-btn{width:100%!important;font-size:.94rem!important;min-height:48px!important}
  .contact-info h3{font-size:1.22rem!important}
  .footer-full-logo{width:170px!important;padding:5px!important}
  .footer-copy,.footer-links a,.footer-contact p,.footer-disclaimer{font-size:.78rem!important}
}

@media (max-width:380px){
  .brand-pro .brand-title{font-size:.79rem!important}
  .brand-pro .brand-sub{font-size:.43rem!important}
  .hero h1{font-size:1.82rem!important}
  .page-hero h1{font-size:1.55rem!important}
  .section-title{font-size:1.36rem!important}
}


/* =========================================================
   Logo: exact uploaded black version, no outer padding
   ========================================================= */
.brand-logo-only{
  display:flex!important;
  align-items:center!important;
  max-width:none!important;
  gap:0!important;
  text-decoration:none!important;
}
.brand-logo-mark{
  width:auto!important;
  height:auto!important;
  min-width:0!important;
  padding:0!important;
  margin:0!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
  box-shadow:none!important;
  overflow:visible!important;
  display:block!important;
}
.brand-logo-mark img{
  display:block!important;
  width:148px!important;
  height:auto!important;
  max-height:66px!important;
  object-fit:contain!important;
  object-position:center!important;
  padding:0!important;
  margin:0!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
}
.footer-logo-link{
  display:inline-block!important;
  padding:0!important;
  margin:0 0 14px 0!important;
  background:transparent!important;
}
.footer-full-logo{
  display:block!important;
  width:230px!important;
  max-width:100%!important;
  height:auto!important;
  padding:0!important;
  margin:0!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
  box-shadow:none!important;
  object-fit:contain!important;
}

@media (max-width:767.98px){
  .brand-logo-only{max-width:calc(100% - 58px)!important}
  .brand-logo-mark img{
    width:118px!important;
    max-height:54px!important;
  }
  .footer-full-logo{width:190px!important}
}
@media (max-width:380px){
  .brand-logo-mark img{width:108px!important;max-height:50px!important}
  .footer-full-logo{width:175px!important}
}